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Frequently Asked Questions

Insurance

     

Q8)  What are the costs of equine insurance?

The cost of equine insurance can vary widely. Since there is a good deal of competition among insurers, rates are flexible. In many cases, discounts are offered as incentives for larger owners to insure their horses with a particular company. "Quantity discounts," "experience discounts," and "experience refunds" are all part of the new insurance options offered by national and international companies.

The only safe prediction is that any coverage involving racehorses will continue to be more costly than coverage involving horses of any other type.

Insurance can be a costly part of a horse business, but it is a necessity. Any individual in search of equine insurance should shop around, take notes, and invest some time and thought before selecting an insurance company.

Back to Insurance Index

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