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Frequently Asked Questions

Insurance Index


Q1)  What are the benefits of having insurance?

Q2)   What is Full Mortality Insurance (Life Insurance)? What are the limits of Full Mortality Insurance?

Q3)   What causes of death are covered by Full Mortality Insurance?

Q4)  How is a horse's value determined for insurance purposes?

Q5) Under what circumstances may an insurance company refuse to pay anything if the horse dies?

Q6)  What are the different types of coverage?

Q7)  What should I consider when choosing an insurance company?

Q8)  What are the costs of equine insurance?

Q9)  What are the limits to the types of surgeries that are covered by Major Medical and Surgical Insurance?

Q10)  When does an insurance company require notification?

Q11)  Who makes judgment calls on insurance?

Q12)  How do premiums relate to age, type, and use of horse?  Is there short-term coverage? Travel/trip insurance?

Q13)  Is Liability Insurance important?

Q14)  Should I have Commercial or Personal Liability?

Q15)  What is Professional Errors and Omissions Liability Insurance?

Q16)  What is Commercial Horse Operations Liability Insurance?

Q17)  Do I need Riding Club Insurance?

Q18)  Do I need Horse Show Insurance?

Q19)  Do I need additional Property Insurance?

Q20)  Can I get Tack Insurance?

Q21)  Is there general Equestrian/Equine Insurance?

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